College Debt

Today, at work, I asked for a promotion. I’ve been at my job for 3 months, as of this last week, and there are plenty of other people who could be ahead of me for this position. So, why is my manage considering me instead of someone else? Oh right, I went up and asked for it. Not going to lie, it was probably one of the most terrifying things for me to do considering some of the bosses I’ve had in the past, and people getting promotions or special treatment over me even if I was the one that deserved the break. However, my philosophy has always been to work hard and eventually, no matter how much it sucks at the time, it will pay off. I’m hoping that this is the case now. If I get this job finding a second job this summer will be ten times easier because my hours will pretty much be set. I could either aim for 2 full time jobs or 1 full time and 1 part time job. Over the summer, as much as it’ll suck not having a social life, I could probably do a job where I have doubles on the weekend and maybe one or two nights a week from May to August.

If I had 1 full and 1 part time job over the summer, and worked 25 hours at the part time for minimum wage I’d make enough in a month to cover my rent, electricity, groceries, gas and necessities. That would allow me to put everything from my full time job towards my $10,000 I currently owe Drexel. Over the course of the summer (approximately 3 months) I’d be able to pay off almost half of it, and if I got my stuff together for the garage/craigslist/ebay sales at dad’s and mom’s I could potentially make another $500-$2,000 which would put me well on my way to getting it completely paid off. This isn’t counting if my lawyer can find a way around the road block we ran into for my settlement. Maybe, I can make a deal with my parents that If I put $3,700 towards my Drexel debt this summer that they could match me with about 25% and put $900 each towards my Drexel debt. It’d put me at over half way towards paying it off. That’s definitely something I think I could be happy with. So, maybe I’ll talk to them about it soon. If anything maybe I could get them to do $650 each which would put me at $5,000 even for the summer. Maybe. We will have to see. I’d feel a lot better about it though if I could get it over half way paid for before the end of the summer.

Essentially, the thing I’m concerned about most right now is paying off my college debt because I’m not the kind of person who likes to be in debt. I’m a very stubborn and headstrong person and I don’t like relying on others. I tend to support myself and hate being given/handed things I feel I haven’t earned. However, recently I’ve been considering getting food stamps to make my life a little easier and save myself some money each month that I could put towards paying Drexel. If I could even put an extra $100 towards that debt every month I’d have an extra $600 paid off by the end of Spring semester. Definitely something I need to look into. Am I crazy for having to have all of this worked out? Maybe. However, I don’t want to have to worry about being in debt the rest of my life. I want to be able to put my income towards other sources like a family, vacations, my children’s future, etc… Wow, I sound completely insane right now. I better go to bed. Thoughts at 1am can lead to infinite wonderings.

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