College Debt

Today, at work, I asked for a promotion. I’ve been at my job for 3 months, as of this last week, and there are plenty of other people who could be ahead of me for this position. So, why is my manage considering me instead of someone else? Oh right, I went up and asked for it. Not going to lie, it was probably one of the most terrifying things for me to do considering some of the bosses I’ve had in the past, and people getting promotions or special treatment over me even if I was the one that deserved the break. However, my philosophy has always been to work hard and eventually, no matter how much it sucks at the time, it will pay off. I’m hoping that this is the case now. If I get this job finding a second job this summer will be ten times easier because my hours will pretty much be set. I could either aim for 2 full time jobs or 1 full time and 1 part time job. Over the summer, as much as it’ll suck not having a social life, I could probably do a job where I have doubles on the weekend and maybe one or two nights a week from May to August.

If I had 1 full and 1 part time job over the summer, and worked 25 hours at the part time for minimum wage I’d make enough in a month to cover my rent, electricity, groceries, gas and necessities. That would allow me to put everything from my full time job towards my $10,000 I currently owe Drexel. Over the course of the summer (approximately 3 months) I’d be able to pay off almost half of it, and if I got my stuff together for the garage/craigslist/ebay sales at dad’s and mom’s I could potentially make another $500-$2,000 which would put me well on my way to getting it completely paid off. This isn’t counting if my lawyer can find a way around the road block we ran into for my settlement. Maybe, I can make a deal with my parents that If I put $3,700 towards my Drexel debt this summer that they could match me with about 25% and put $900 each towards my Drexel debt. It’d put me at over half way towards paying it off. That’s definitely something I think I could be happy with. So, maybe I’ll talk to them about it soon. If anything maybe I could get them to do $650 each which would put me at $5,000 even for the summer. Maybe. We will have to see. I’d feel a lot better about it though if I could get it over half way paid for before the end of the summer.

Essentially, the thing I’m concerned about most right now is paying off my college debt because I’m not the kind of person who likes to be in debt. I’m a very stubborn and headstrong person and I don’t like relying on others. I tend to support myself and hate being given/handed things I feel I haven’t earned. However, recently I’ve been considering getting food stamps to make my life a little easier and save myself some money each month that I could put towards paying Drexel. If I could even put an extra $100 towards that debt every month I’d have an extra $600 paid off by the end of Spring semester. Definitely something I need to look into. Am I crazy for having to have all of this worked out? Maybe. However, I don’t want to have to worry about being in debt the rest of my life. I want to be able to put my income towards other sources like a family, vacations, my children’s future, etc… Wow, I sound completely insane right now. I better go to bed. Thoughts at 1am can lead to infinite wonderings.

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Crazy little thing I call life

Oh well hi there stranger, it’s been a while huh? I mean, holy crap it’s November, I’m on Thanksgiving break and I’ll be home in 16 days. Where did that first term go??? I always told myself I’d get around to posting, but I just never did. It is actually kind of sad that I never got to post. I’ve had ups and downs, but overall I’m living my dream and nothing could spoil that.

I ended up switching my major, I’m now an Environmental Studies major instead of Environmental Science. The difference being that I’ll be in a more social, communications like major instead of a researched based major, and that’s perfect for me. I don’t want to sit in a lab the rest of my life and study one thing, I want to be out there helping people. I discussed what I wanted to do with my major with an upper level advisor and she suggested that I make the switch, so I did.

Not to mention, upper level bio with chem was totally and kind of still is totally kicking my ass. Thanksgiving break, one more week of class, two finals and I’m going to be home…

Ryan and I went to the Academy of Natural Sciences about a week ago, and it was pretty fun. It was for a class, but still I enjoyed it. It’s not something I could do often, it’s geared more towards younger children, but it’s worth going through at least once. The butterfly house was the best part, reminded me of Reimen Gardens at home. We also found this amazing little cafe called Darlings, and we’re addicted!!! They have the best cheesecake and really anything you get there will make you very happy!

I’m at Ryan’s this week for Thanksgiving, and I’m just happy to have a break from campus for a week. I ALSO GOT TO DRIVE YESTERDAY!!! It’s been so long and I felt like I was just starting to drive all over again, but I was still very happy about it. Today I think we’re going to King of Prussia Mall, which won’t be near as much fun as if I had money, but it’ll still be hella fun!

I’ve made some really amazing friends and honestly I don’t know what I’d do without them. I’ve always been that strong, independent girl, and I was getting to the point that I was very unhappy with my decision to go to Drexel. As it turns out, I just needed a little taste of home, someone from home who understands me and knows everything about me. I was just getting stressed and things were crazy, and I needed a rock, and while she doesn’t know everything about me I met this really amazing girl on my floor who doesn’t have to know everything. She’s that girl that everyone loves because she’s just so nice and amazing, and she doesn’t ask questions, if you need something she’ll do what she can to help.

That helped my homesickness a lot, but I’m still extremely excited to go home in 17 days. Justin is picking me up at the airport, and I have so many people to see! It’ll be a break well worth it, a month at home and I think I’ll be good.

Wow!

I cannot begin to explain life since I’ve been here in Philly, it’s been crazy! I’m currently in the middle of midterms, and it feels as if I’ve only been here a few days. Time really has flown, but at the same time, I’m ready for a break because classes really are pretty hard core. Since being here I’ve learned how to actually sit down and study! For me, this is a huge feat considering I have the attention span of a squirrel. I’ve just had to take lots of breaks, turn off my phone, and use my computer at a minimum. It really hasn’t been all that bad.

Chem and Bio have kicked my butt so far, but I’ve discovered a new resource to help me with Bio, and I’m going to go to the help center for Chem in the next week. Hopefully, this will help me a lot. Recently, I decided to stop going to my Chem and Bio lectures because I wasn’t getting anything out of them, and I was taking notes on the lecture slides. Instead I’ve been reading the material, taking notes, and in the case of BIO doing the online supplements (pre-tests, post-tests, review, etc). So far, it seems to be sticking better, I went from super terrible homework, to decent homework. So, we’ll see how this goes. The one professor I really wanted for Chem lecture is Dr. King, and now that I stopped going to Bio lecture, I may just start going to his lectures that are during the same time. Though, I am going to go to Bio lecture this next week because we’re switching professors and I might end up learning more from the new one.

There hasn’t been much of a chance for me to get out and explore yet, but I’m still getting settled and used to college life and college work load, so that’s understandable. I’m anxious to get ahead/caught up enough that I can start using my cultural passport, I want to take advantage of everything in it. I mean, sure Opera doesn’t sound all that great, but hey, it never hurts to try something new! So, when I get the chance I’m going to do just that, try a ton of new things. 🙂

My textbooks are hella expensive, but I learned that the Chem and Bio books I have will get me through at least the first three classes of each, which means I spent $130-160 for the whole year instead of just one term, thank god! Speaking of, I get to register for winter term classes November 16th!!! I’m excited! I have to meet with my advisor between now and then to discuss what classes I should take because with the introduction of the new BEES program next year I may not need to take Chem, and taking that out of my schedule would make my stress levels go waaaaay down!

So, I just said it BEES, what is BEES? Well, this year Drexel partnered up with The Academy of Natural Sciences and starting next fall they will be introducing the BEES program. If anyone is history/environmental buff they’ll know that ANS is the oldest Natural Sciences museum/research facility in the U.S. (Even older than the smithsonian!!). The BEES Program will be the new Environmental based major at Drexel, it stands for Bio-diversity in Earth and Environmental Sciences. I’m pretty excited for this to start. It’s emphasis is Field experience early and often. I’m definitely okay with getting out of the classrooms more. The school digest had an article about it this week: http://www.drexel.edu/now/features/archive/2011/October/BEES-Department/

This week is midterms, and I’m hoping that after this week I’ll finally be settled enough to start blogging regularly again. I’m also hoping to finally be able to start reading a little in my free time again, I really miss that 😦

The one thing that’s been the best since being out here was finally getting to see Maisam! Columbus Day weekend I went to see her in Boston and spent the weekend there. It was so much fun, and I was sooo happy to see her. I missed her bunches! I can’t wait to see her again!

I’ve met so many people, and made some pretty amazing friends. So far it’s been exactly what I was looking for, major change, and I can’t wait to see what’s in store next!!

So, one final little thing and I’ll be done for the night… College is expensive, to the point of downright ridiculousness, and same as most people I’m struggling to pay for it. I recently entered an essay for a scholarship, and it’s win by popular vote. All you have to do is go to the link and click vote. Thanks bunches!

http://www.wyzant.com/scholarships/v2/essay16000-Philadelphia-PA.aspx