College Debt

Today, at work, I asked for a promotion. I’ve been at my job for 3 months, as of this last week, and there are plenty of other people who could be ahead of me for this position. So, why is my manage considering me instead of someone else? Oh right, I went up and asked for it. Not going to lie, it was probably one of the most terrifying things for me to do considering some of the bosses I’ve had in the past, and people getting promotions or special treatment over me even if I was the one that deserved the break. However, my philosophy has always been to work hard and eventually, no matter how much it sucks at the time, it will pay off. I’m hoping that this is the case now. If I get this job finding a second job this summer will be ten times easier because my hours will pretty much be set. I could either aim for 2 full time jobs or 1 full time and 1 part time job. Over the summer, as much as it’ll suck not having a social life, I could probably do a job where I have doubles on the weekend and maybe one or two nights a week from May to August.

If I had 1 full and 1 part time job over the summer, and worked 25 hours at the part time for minimum wage I’d make enough in a month to cover my rent, electricity, groceries, gas and necessities. That would allow me to put everything from my full time job towards my $10,000 I currently owe Drexel. Over the course of the summer (approximately 3 months) I’d be able to pay off almost half of it, and if I got my stuff together for the garage/craigslist/ebay sales at dad’s and mom’s I could potentially make another $500-$2,000 which would put me well on my way to getting it completely paid off. This isn’t counting if my lawyer can find a way around the road block we ran into for my settlement. Maybe, I can make a deal with my parents that If I put $3,700 towards my Drexel debt this summer that they could match me with about 25% and put $900 each towards my Drexel debt. It’d put me at over half way towards paying it off. That’s definitely something I think I could be happy with. So, maybe I’ll talk to them about it soon. If anything maybe I could get them to do $650 each which would put me at $5,000 even for the summer. Maybe. We will have to see. I’d feel a lot better about it though if I could get it over half way paid for before the end of the summer.

Essentially, the thing I’m concerned about most right now is paying off my college debt because I’m not the kind of person who likes to be in debt. I’m a very stubborn and headstrong person and I don’t like relying on others. I tend to support myself and hate being given/handed things I feel I haven’t earned. However, recently I’ve been considering getting food stamps to make my life a little easier and save myself some money each month that I could put towards paying Drexel. If I could even put an extra $100 towards that debt every month I’d have an extra $600 paid off by the end of Spring semester. Definitely something I need to look into. Am I crazy for having to have all of this worked out? Maybe. However, I don’t want to have to worry about being in debt the rest of my life. I want to be able to put my income towards other sources like a family, vacations, my children’s future, etc… Wow, I sound completely insane right now. I better go to bed. Thoughts at 1am can lead to infinite wonderings.

Advertisements

Day #2, #3, and #4

Day #2

I went back to the lakes, I was in town to wrap up a TB test for my job, and decided to go roller blading around the lakes again. About 3/4ths of the way done, I paused to look around, and saw this bee, sitting on a flower. To be quite honest, I didn’t think I was going to get a picture this day because I just hadn’t seen anything that interested me enough. It was all so routine, so normal, nothing different or something that goes unnoticed. Then, I saw this little bee on a flower, and it was perfect for what I’m trying to accomplish.

It was so peaceful, and didn’t fly away when I got up close for a picture. I also got another great shot when I went to cool my feet off in the lake. Shhhhh don’t tell anyone, you’re not supposed to go in the lake!!!! It was much fun though. I really do enjoy roller blading around it.

Day #3

Now this one was extremely random. Over a year and a half ago I hooked my two best friends up (well, aside from my ex, who was my best friend at the time, but that’s another story). Well, she was going through a lot, and would get mad whenever he spent time with me, so I kind of distanced myself from him. They broke up for a while and are now pretty much back together, and they broke up because they both needed to do some growing up, which they most definitely did. Recently, she told me that it really bothers him that we aren’t as close as we used to be. I was like, well it’s because you got mad when he’d spend time with me. She’s like yeah, but now I’m over it. I understand that he tells you stuff because you have been friends longer, and it really was just her saying that she wants me to be close with him again. So, I’ve been doing just that. I’ve been talking to him, hanging out with him, which is exactly what she wanted, and I’m perfectly okay with it, I missed my best guy friend. Anyways, we went to dinner last night, and while at the restaurant I found this in the blinds:

Sadly, it was a little blurry. I wasn’t really paying much attention. We were having fun and just catching up. Later, after dinner we went to Borders, which is our favorite place to go when we’re hanging out. Overall, I’m glad my best friend finally got over being jealous, because I missed these hang out days.

Day #4

Today I seriously didn’t feel like doing anything. I stayed in bed late, was in my pajamas most of the day, seriously, I wore them to the bank and the grocery store. Went to a friend’s house, where I got a very nice apology, and did a photo shoot with a friend of mine who needed some test shots. I didn’t have my phone or camera with me all day, so I brought my picture home…

We used these lovely flowers in our photo shoot, and if I hadn’t run into the field to hide, I wouldn’t have ever found them 🙂 The background is my very expensive looking memo board, but I really just re-did an old ugly one of mine with sale fabric at the local craft store. I like mine much better than any I would have found anyways. I got home and gave the flowers to my mom 🙂 Just because I felt like it, and didn’t have anything else to do with them.

Well, enough of me being boring. I would post more interesting stuff, but I’m too tired to function, so I’ll do something better in the future…

Day #1

I tried something new today. There is this park/lake/outdoor area about 10 miles from my house and I’ve never really gone, I literally drove by it to and from school every day my junior and senior year, but never once stopped. It has a 3 mile trail all the way around two of the bigger ‘lakes’ and a bridge cutting them in half, it also has plenty of fishing spots, a larger trail that goes an extra mile for runners, walkers, or bikers. Tonight, my best friend and I decided to go out there and roller blade around the trails. It was absolutely beautiful, and I’m mad I’ve never checked it out before. I am very accident prone, so I didn’t take my phone or camera around the lakes, but after we got back I grabbed my phone before Ali took me to this secret spot she found a couple years back.

It was absolutely, utterly gorgeous, and I knew it was just the picture I was looking for, for this project. So, this is the end of day one, and I’m definitely counting it a success. I almost was going to put up a picture of the boys, but this was much better. I can’t wait to see how the rest go.

The world through my eyes…

Often times… Okay, scratch that, most times, we allow ourselves to become so caught up in everything that we forget to see. You’re probably thinking, wow this chick is crazy, I see all the time. Yes, we do see, but we don’t pay attention. Well, do you want to know what I see? People who have stopped caring. People who have made their lives so fast paced that it’s impossible to appreciate the world around them. I’m not saying I don’t do this, I’m probably one of the most guilty of doing this. So, one day at a time, I’m going to slow things down. This is my 365 day challenge, a picture a day, for the next year, of something I wouldn’t otherwise take the time to notice. Not having a car, that’s going to help, a lot. I’m going to have to learn to slow down and budget a little thing called time into my schedule. 🙂 Now, that’s not the only thing I will be posting, but it will be one of the main things. It’ll be my own little documentary of the next year of my life… Which will mostly consist of my first year of college. Now, every day’s particular picture may not be posted on that day (there are a few trips planned with not internet), but at the end of the year there will be 365 days worth of pictures, with no rush at the end. Oh yeah, did I mention, starts tomorrow.